One of the most significant advantages of owning shares in our credit union is the democratic structure that allows every member an equal voice in the decision-making process, regardless of the size of their deposit or account. Each member has one vote in electing the board of directors, who are also members of the credit union and serve voluntarily. This ensures that the credit union's policies and practices are designed with the members' best interests at heart, fostering a community-centric environment. 

The member-focused ethos of our credit union typically results in more personalized and attentive customer service. With a commitment to serving our members' best interests, our credit union often go the extra mile to accommodate individual needs and circumstances, offering tailored financial advice and flexible solutions that are not as readily available in larger, profit-driven banking institutions. 

BENEFITS

Members who own at least the minimum share capital of the union (i.e GHS 200.00)shall be entitled to: 

• The right to vote

• The right to be voted to occupy a leadership position

• To enjoy dividend on shares

• Guarantee for loan